This highly innovative project works to digitize migrant workers’ remittances both in Malaysia and in countries of origin through e-wallets (wallet-based mobile-enabled remittance system), thus providing remittance recipients access to additional financial services that meet their needs. It aims to link mobile-enabled remittances with digital financial services offered by third parties at the receiving end in Pakistan and Bangladesh.

The project aims to enable financial inclusion for migrant communities who are largely excluded from mainstream financial services due to their unreachable locations, limited operating hours and expensive fees and charges. By providing end-to-end digital mobile financial solutions, migrant workers will be able to access international remittance services and other related products at lower costs and increased reliability.