Indonesia is working on a new business model for remittance transfers that will focus on cash to account or account to account approaches. This will seek to boost financial services access for women and vulnerable persons.

A pilot on remittances based on non-cash platforms is expected to be followed by banks, telecommunication companies and post offices. This pilot will aim to harmonize relevant regulations with AML/CFT standards. 

Indonesia is working to encourage migrant works to use non-cash transfers through its financial education curriculum delivered through the Migrant Worker Training Center.